Finally! (...and Krytyk is back so I'm no longer stealing his thunder!)
Beta readers have been busy and I've been distracted so this took a while.
In the spirit of my works as usual, I hope you learn something from this chapter. The Spice and Wolf readers can tell me how this compares to the depth of economics in that series. Those of you who read Flowers will also see why I wanted to finish that exposition first before starting this one.
In other news, uploaded two character profile sketches of Pascal to the fan art, plus Hachi-Hana has given Tofu it's silkiness~ see the Daybreak and fan art pages for more ^^